Terms of Use

Table of Contents:

• I.Introductory provisions and identification of the operator
• II.Definition of basic terms
• III.Intellectual property rights
• IV.Website usage rules
• V.Liability and exclusion of warranties
• VI.Links to third-party websites
• VII.Personal data protection, confidentiality, and cookies
• VIII.Change of terms
• IX.Final provisions

Article I. Introductory provisions and identification of the operator

1.1 The operator of the website www.accredo.sk and all its language versions is the commercial company ACCREDO s.r.o., with its registered office at Partizánska 1078/1, 901 01 Malacky, Slovak Republic, ID: 31 574 483, Tax ID: 2020599086, VAT ID: SK2020599086, registered in the Commercial Register of the Municipal Court Bratislava III, section: Sro, file no. 45188/B (hereinafter referred to as "operator" or "ACCREDO company").

1.2 The purpose of these terms (hereinafter "terms") is to define the rules for access, browsing, and use of the website www.accredo.sk (hereinafter "website") and to regulate the rights and obligations between the operator and every person who visits or uses the website (hereinafter "user" or "visitor").

1.3 Consent to terms. By entering the website, browsing it, or using any of its functions, the user confirms that they have familiarized themselves with these terms, understand them, agree with them, and undertake to comply with them in their entirety. If the user does not agree with the terms, they are obliged to immediately terminate the use of the website.

1.4 Relationship to other documents. These terms apply exclusively to the use of the website. Obligations related to the provision of ACCREDO company services (especially bookkeeping, payroll and HR, tax consulting, auditing services provided through a partner auditing company, translation services, company formation, and provision of registered office) are governed by a special agreement concluded between the operator and the client and the General Terms and Conditions of ACCREDO s.r.o., published on the website in a separate document.

1.5 Online accounting client zone. Access to the online accounting client zone, which is available from the website, is reserved exclusively for the operator's clients with an active service agreement. The rules for using the client zone are governed by a separate agreement between the operator and the client.

1.6 Language versions. The website is available in Slovak, English, German, and Russian language versions. In case of any differences between the content of individual language versions, the Slovak version is decisive.

Article II. Definition of basic terms

2.1 For the purposes of these terms, the following terms have this meaning:

• Operator – ACCREDO s.r.o. company, mentioned in point 1.1 of these terms.
• User – a natural or legal person who in any way accesses or uses the website.
• Client – a user with whom the operator has concluded a service agreement and who has access to the online accounting client zone.
• Website – the operator's internet presentation available on the domain www.accredo.sk, including all its subpages, language versions, subdomains, and mobile versions.
• Content – all texts, photographs, illustrations, graphic elements, logos, trademarks, audio and video recordings, professional articles, price lists, downloadable documents, and other materials published on the website.
• Third party – a person different from the operator and the user.

Article III. Intellectual property rights

3.1 Copyright. The website content is protected by Copyright Act No. 185/2015 Coll. as amended and other regulations governing the protection of intellectual property. The owner or authorized license holder of the website content is the operator, or third parties from whom the operator has acquired the relevant rights.

3.2 Trade names. The designation "ACCREDO", the logo of ACCREDO s.r.o., and other trade names used on the website are the property of the operator and are protected by relevant legal regulations. Any use of them without prior written consent from the operator is prohibited.

3.3 Scope of permitted use. The operator grants the user a limited, non-exclusive, and at any time revocable right to view the website content and make copies of it exclusively for personal, non-commercial purposes, to the extent necessary for proper viewing of the website and familiarization with the operator's service offer.

3.4 Prohibited use. Without the prior written consent of the operator, it is prohibited to copy, reproduce, store in the memory of other systems, further distribute, publish, or make available to the public the website content, whether as a whole or any part of it:

• use for commercial purposes, including its further sale or inclusion in other works;
• modify, rework, translate, or derive other works from it;
• imitate, simulate the appearance of the website, or create the impression of a connection with ACCREDO s.r.o.;
• acquire using automated tools (e.g., crawlers, scrapers) for the purpose of creating databases or training artificial intelligence models.

3.5 Sanctions. Any unauthorized use of the content establishes liability for damage and entitles the operator to seek cessation, reasonable satisfaction, surrender of unjust enrichment, and compensation for damage, including lost profit, in accordance with valid legal regulations.

Article IV. Website usage rules

4.1 Compliance with legal regulations. The user undertakes to use the website in accordance with generally binding legal regulations of the Slovak Republic, good morals, and these terms.

4.2 Prohibited conduct. When using the website, the user is prohibited from, in particular:

• publishing or transmitting content that is in conflict with legal regulations, good morals, or public order (especially content that is defamatory, threatening, obscene, deceptive, or interfering with personal rights);
• promoting violence, war, terrorism, or inciting hatred or discrimination based on gender, race, color, language, belief, religion, sexual orientation, political opinion, nationality, or ethnic group membership;
• distributing computer viruses, worms, Trojan horses, ransomware, or other harmful code;
• gaining unauthorized access to the website, its server, client zone, database, or other connected systems, or attempting to do so;
• bypassing security features of the website or disproportionately loading its infrastructure (e.g., DoS/DDoS attacks);
• sending unsolicited electronic mail (spam), chain messages, or other bulk content to addresses listed on the website;
• impersonating another person or entity, or providing false identification data in the contact form or during any other form of communication with the operator;
• collecting personal data of other users, employees, or collaborators of the operator.

4.3 Submitted content and confidentiality. Any materials, suggestions, proposals, or other forms of communication provided by the user to the operator via the website (especially through the contact form) will not be considered confidential or as a subject of trade secret, with the exception of data protected as personal data according to Article VII of these terms and data that are subject to confidentiality according to special regulations governing accounting, auditing, and tax-consulting activities.

Article V. Liability and exclusion of warranties

5.1 Content "as is". The website and all its content are provided "as is" and "as available", without any express or implied warranties. The operator does not guarantee that the information published on the website is always complete, accurate, up-to-date, or error-free.

5.2 Informative nature of content. Information and professional articles published on the website (especially in the Professional Articles section, as well as information about the price list, services, and tax or accounting topics) have an exclusively general informative character. This information does not represent binding accounting, tax, legal, or other professional advice and cannot be considered a substitute for an individual consultation. For binding advice tailored to a specific situation, it is necessary to contact the operator and conclude a service agreement.

5.3 Currency of legal regulations. Tax, accounting, and other legal regulations are subject to frequent changes. The operator exerts reasonable effort to update the website content, but does not guarantee that every piece of information is in accordance with the current wording of the relevant regulations at the time of its reading.

5.4 Website availability. The operator does not guarantee uninterrupted and error-free operation of the website. The website may be temporarily unavailable, especially due to maintenance, technical failure, connection outage, or by the operator's decision. The operator is entitled to restrict, suspend, or completely terminate the operation of the website or its part at any time and without prior notice.

5.5 Exclusion of liability. The operator is not liable for any direct or indirect damage, lost profit, additionally assessed tax, sanctions, default interest, loss of data, or other costs or expenses that might arise to the user or a third party in connection with access to the website, its use, or with decisions made based on information published on the website, including cases caused by technical equipment, human error, software application, outdated or inaccurate data, or harmful code.

5.6 Compatibility and security. The operator does not guarantee the compatibility of the website with the user's device and software, nor that the website or the server on which it is placed are at all times completely free of viruses and other harmful components. The user is obliged to use reasonable security measures (especially up-to-date antivirus software).

5.7 User costs. Access to the website is free of charge. Costs associated with internet connection, use of the device, and other related costs are borne by the user.

Article VI. Links to third-party websites

6.1 External links. The website may contain hypertext links to third-party websites (e.g., to reference clients mentioned in the References section, to the pages of the Financial Directorate of the SR, Financial Administration of the SR, Social Insurance Agency, health insurance companies, or other external sources). These links serve exclusively to facilitate user orientation.

6.2 Exclusion of liability for external content. The operator has no influence on the content, availability, quality, or security of external websites and completely distances itself from their content. The operator is not liable for any damage that might arise to the user in connection with visiting or using external websites.

6.3 Rules for links to the website. Any third-party website that creates a link to the operator's website:

• must not create the impression that the operator approves its content, products, or services;
• must not publish false or misleading information about ACCREDO s.r.o.;
• must not use the logo or trade name "ACCREDO" without prior written consent from the operator;
• must not contain material that is defamatory, offensive, or discriminatory.

Article VII. Personal data protection, confidentiality, and cookies

7.1 Personal data processing. The operator processes personal data of users in accordance with Regulation (EU) 2016/679 (GDPR) and Act No. 18/2018 Coll. on Personal Data Protection as amended. Personal data processing occurs especially when filling out and submitting the contact form on the website or during electronic communication with the operator.

7.2 Confidentiality. During communication with the operator in connection with the provision of bookkeeping, auditing, tax-consulting, and translation services, all employees and collaborators of ACCREDO company are subject to the confidentiality obligation arising from relevant special regulations.

7.3 Cookies. The website uses cookies and similar technologies. The rules for their use, categories of cookies (necessary, preference, statistics, and marketing), and options for their setting are detailed in a separate document "Cookie Policy", available at www.accredo.sk/en/cookies. The user always has the option to grant, refuse, or at any time revoke their consent to optional cookies through the consent panel displayed upon entering the website.

Article VIII. Change of terms

8.1 Right to change. The operator reserves the right to unilaterally change or supplement these terms at any time, especially due to changes in legal regulations, technological changes, or changes in the scope and nature of provided services.

8.2 Effect of changes. The changed wording of the terms takes effect on the day of its publication on the website, unless a later date of effect is stated in it. By further use of the website after the publication of the changed terms, the user expresses consent to their new wording.

8.3 Archive of previous versions. The operator recommends users to regularly familiarize themselves with the current wording of the terms. Upon request, the operator will also provide previous versions of the terms by sending them to the email address stated in the user's request.

Article IX. Final provisions

9.1 Applicable law. These terms and all legal relationships arising from them are governed by the legal order of the Slovak Republic, especially by the Civil Code, Commercial Code, Copyright Act, and other related regulations.

9.2 Dispute resolution. Any disputes arising from these terms or in connection with them will be settled by the contracting parties primarily in an amicable way. If no agreement is reached, the jurisdiction for their decision is held by the factually and locally relevant courts of the Slovak Republic.

9.3 Severability clause. If any provision of these terms becomes invalid, ineffective, or unenforceable, it does not affect the validity of the other provisions. The invalid provision will be replaced by a provision that is closest in its content and purpose to the original intent of the contracting parties.

9.4 Contact. Any questions, suggestions, or notices concerning these terms, or reporting of their violation, can be sent to the operator:

• by email to: info@accredo.sk;
• by phone to: +421 905 403 286;
• in writing by mail to: ACCREDO s.r.o., Partizánska 1078/1, 901 01 Malacky.

9.5 Effect. These terms take effect on May 6, 2026.

In Malacky, on May 6, 2026
ACCREDO s.r.o.
Ing. Štefan Holeš, Managing Director